mortgages | re-mortgages | shared ownership/equity schemes | investment properties

Shared ownership / shared equity
We have expert services in arranging mortgages for all types of shared ownership schemes including;

  • Keyworker - shared equity schemes
  • Keyworker - new build schemes
  • Homebuy - shared equity
  • Diyso - shared ownership
  • New build - shared ownership
  • Resales - when buying an existing shared ownership property from a housing association.
  • Re-mortgages – we are able to re-mortgage to improve your current interest rate and to staircase, with ‘help towards costs’ i.e. Free valuations and a subsidised legal costs.

We have schemes available up to 100% of the purchased share, therefore, no deposit required, but normal purchase cost will apply.

We provide and have extensive knowledge and experience of the shared ownership market.

We provide friendly, personal, independent impartial advice, helping you select the right mortgage for you, and one that is accepted by the chosen housing association.

We will provide written confirmation stating that you are able to obtain a mortgage, and the maximum available, in a format acceptable to the chosen housing association.

We will see your application through from the submission to completion, liaising with the housing associations, solicitors and estate agents, providing help and guidance every step of the way.

Important note: Not all lenders accept applications on these schemes and not all lenders are acceptable to housing associations. Our experience will stop you making costly mistakes.

Appointments are available at your home, place of work or you are welcome to visit our offices and, what's more, we do not charge for our services - we are paid by the lenders.

For more information, please view our property ladder or mortgage calculator.

To find out how Pauline Neve & Associates can help you, call our Head Office on: 01732 872802



Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Mortgages are regulated by the FSA. Written quotations available. Life assurance may be required.

We do not charge fees for our services as we are paid a fee by the lender. But we do offer you the choice of paying a fee for our services, which means the fee that we receive from the lender will be refunded to you after completion.