Keyworker & Homebuy/DIYSO
- Application to Housing Association.
- Prove you are able to obtain a mortgage, and the maximum amount you are able to borrow, in a written format acceptable to the Housing Association.
- Agreement in principle from the Housing Association to proceed.
- Find property on the open market via an Estate Agent, make an offer, when the offer is accepted send property details and memorandum of sale ( obtained from Estate Agent) to Housing Association to obtain their approval and confirmation of level of grant.
- Contact us to arrange appointment to discus mortgage options.
- Appoint a solicitor to act on your behalf .
- Following appointment we will submit your application to chosen lender on your behalf. At that time the lender will instruct the survey/valuation.
- Solicitor requests searches and makes pre-contract enquiries.
- Offer received from Lender- copy required by Housing Association together with a copy of survey/valuation report
- Solicitor receives contracts and proceeds to Exchange and Completion
- Completion Day - the day you receive the keys to your new home!
To find out how Pauline Neve & Associates can help you, call our Head Office on: 01732 872802